Any doctor or hospital accepting Medicare anywhere in the United States is covered under original Medicare. When a person has Medicare Advantage, their coverage is usually region-specific, and their plan type will determine whether the coverage extends out of state. People participating in Health Maintenance Organizations (HMOs) must use certain healthcare providers. Out-of-network services, such as those located in another state, are rarely covered. Out-of-state care may be covered by a Preferred Provider Organization (PPO). To find out if a plan covers you, carefully read the documentation or contact your provider. Let expert Kevin Leinum help you understand the many parts of Medicare and determine the right fit for you. Give me a call to discuss the options available to you.
