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Medicare Annual Enrollment Period

The Medicare Annual Enrollment Period is a crucial time each year, typically from October 15 to December 7, when individuals can review and make changes to their Medicare coverage. Beneficiaries can switch plans, add prescription drug coverage,…

How are Medicare and Social Security Related?

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Because of the close relationship between Medicare and Social Security, people often confuse these two programs. Although there are connections between Medicare and Social Security, they are two separate government programs. Medicare - Individuals…

What changes to Medicare Part D are expected in 2023?

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According to the US Government Centers for Medicare & Medicaid Services (CMS), the average monthly premium for standard Medicare Part D coverage is currently projected to be $31.50 in 2023 which is a decrease of 1.8% from $32.08 in 2022.…

Can I use Medicare out-of-state?

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Any doctor or hospital accepting Medicare anywhere in the United States is covered under original Medicare. When a person has Medicare Advantage, their coverage is usually region-specific, and their plan type will determine whether the coverage…

When is the best time to enroll in Medicare?

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To get Medicare coverage by turning 65, enroll during the open enrollment period around your 65th birthday - preferably three months before. Once you turn 65, you’ll have to pay a small premium for Medicare coverage until the end of your life.…

What is an attained-age Medicare policy?

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Your attained age is based on the current year, and the years you've lived. So if you were born on December 2, 1952, your attained age in the summer of 2022 would be 69 years. But on your actual birthday during the same year, your attained age…

What is the downside to Medicare Advantage plans?

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Medicare Advantage plans generally offer a more extensive range of coverage than Original Medicare—such as vision, dental, and hearing benefits—they often come with costs that are much more variable than Original Medicare. With Original…

What If I Haven't Worked Long Enough To Qualify For Medicare?

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You need to earn about 40 "credits" or "quarters" by paying Social Security and Medicare payroll taxes while working — equal to about ten years of work — to get Part A services without paying premiums. Your payroll taxes have already covered…

What Doesn’t Medicare Cover?

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- Deductibles and coinsurance - If you opt for Original Medicare, both Medicare Part A (hospital insurance) and Part B (medical insurance) require out-of-pocket spending in the form of deductibles and coinsurance. If you have medical needs,…

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We do not offer every plan available in your area. Currently, we represent 8 organizations which offer 75 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options. This is a proprietary website and is not associated, endorsed, or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program, please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov.