Leaving group health insurance to sign up for Medicare is a pivotal decision for many seniors. Medicare, a federal health insurance program in the United States, becomes available at age 65. It offers comprehensive coverage, including Part A (hospital insurance) and Part B (medical insurance), with options for additional coverage like Part D (prescription drugs) and Medigap plans.
Transitioning to Medicare often means more flexibility in healthcare choices, as you can see any doctor who accepts Medicare. Additionally, Medicare typically costs less than private group insurance, making it an attractive option for those on a fixed income. However, timing is crucial, as missing enrollment deadlines can result in penalties. Consult with Medicare expert Kevin Leinum at 619.886.5665 to ensure a smooth transition.
